Dividend Calendar
Track ex-dividend dates, payment dates en yields voor dividend income investing.
Overzicht
De Dividend Calendar helpt income investors om dividend opportunities te tracken:
- Ex-Dividend Dates - Must own before deze datum
- Payment Dates - Wanneer dividend uitbetaald wordt
- Dividend Yields - Annual yield percentages
- Payout History - Historical dividend track record
- Growth Rates - Dividend growth over time
- Payout Ratios - Sustainability analysis
Key Dates
Declaration Date
Board of directors announces dividend - amount, ex-date en payment date worden bekend.
Ex-Dividend Date
Meest belangrijke datum - moet shares BEFORE deze datum ownen. Kopen op/na ex-date = geen dividend.
Record Date
Company checks wie shareholders zijn - usually 1 business day na ex-date.
Payment Date
Dividend wordt uitbetaald naar account - typically 2-4 weeks na ex-date.
Dividend Strategies
- Dividend Growth - Focus op stocks met consistent rising dividends (10+ year streaks)
- High Yield - Target yields >4%, maar watch voor sustainability
- Dividend Aristocrats - S&P companies met 25+ years consecutive increases
- Monthly Dividends - REITs en BDCs betalen vaak monthly voor cash flow
- Dividend Capture - Buy voor ex-date, sell na - risky maar möglich
💡 Pro Tip: Dividend Aristocrats hebben crashes historisch beter overleefd - quality over yield!
Yield Analysis
- Dividend Yield - Annual dividend / stock price. 2-6% is typical voor solid companies
- Payout Ratio - Dividend / earnings. <60% is sustainable, >80% risky
- Free Cash Flow Payout - Dividend / FCF. Better metric dan earnings payout
- 5-Year Growth Rate - Track dividend CAGR - 5-10% growth is excellent
Warning Signs
- Payout Ratio > 100% - Company betaalt meer dan verdient, unsustainable
- Yield > 10% - Suspiciously high, vaak teken van distress
- Dividend Cuts - Historical cuts = red flag voor management quality
- Declining Revenue - Shrinking business kan dividend niet maintainen
Tax Considerations
- Qualified Dividends - Lagere tax rate (15-20%) als held > 60 days
- Ordinary Dividends - REITs betalen ordinary income rate (higher)
- Foreign Withholding - International stocks hebben vaak 15-30% withholding
- Tax-Deferred Accounts - Hold dividend stocks in IRA/401k voor tax efficiency