Enter the amount invested and the dividend yield, or your number of shares and the dividend per share. You immediately see what you receive before and after tax, and how that grows when the dividend rises.
Free and without an account. The calculation runs in your browser; what you enter is not stored anywhere.
per year
What you receive net each year if the dividend grows as you entered.
| Year | Gross | Tax | Net | Cumulative net |
|---|---|---|---|---|
| 1 | $350.00 | $52.50 | $297.50 | $297.50 |
| 2 | $367.50 | $55.13 | $312.38 | $609.88 |
| 3 | $385.88 | $57.88 | $327.99 | $937.87 |
| 4 | $405.17 | $60.78 | $344.39 | $1,282.26 |
| 5 | $425.43 | $63.81 | $361.61 | $1,643.88 |
| 6 | $446.70 | $67.00 | $379.69 | $2,023.57 |
| 7 | $469.03 | $70.36 | $398.68 | $2,422.25 |
| 8 | $492.49 | $73.87 | $418.61 | $2,840.86 |
| 9 | $517.11 | $77.57 | $439.54 | $3,280.40 |
| 10 | $542.96 | $81.44 | $461.52 | $3,741.92 |
Gross dividend per year is the amount invested times the dividend yield. With 10,000 dollars at 3.5 percent that is 350 dollars. If you calculate with shares, it is your number of shares times the dividend per share.
Dividends are usually taxed. In the US, qualified dividends are taxed at 0, 15 or 20 percent depending on your income, and ordinary dividends at your regular rate. Enter the rate that applies to you.
Dividend growth shows what happens when the company raises its dividend every year. The calculator assumes you take the dividend as cash. To see what reinvesting does, use the DRIP calculator.
Net dividend = amount invested × dividend yield × (1 − tax rate)
Dividend yield is the dividend per share over a year divided by the share price. Yield on cost is the dividend of a later year divided by what you originally invested.
You invest 10,000 dollars at a 3.5 percent dividend yield. You receive 350 dollars a year before tax and 297.50 dollars after 15 percent tax. That is 24.79 dollars a month. If the dividend grows 5 percent a year, the gross dividend in year 10 has risen to about 543 dollars.
Insiviz imports your transactions from DEGIRO, Trading 212, Interactive Brokers or Bitvavo and shows the return, dividends and costs of your whole portfolio in one place.
Multiply the amount invested by the dividend yield, or your number of shares by the dividend per share. Subtract the tax on dividends to get the net amount.
The dividend per share over a year divided by the share price. A 50 dollar stock paying 2 dollars a year has a dividend yield of 4 percent.
It depends on where you live and the type of account. In the US, qualified dividends are taxed at 0, 15 or 20 percent depending on your income, and ordinary dividends at your regular income tax rate. In a tax-advantaged account the rate can be zero.
The dividend you now receive per year divided by the amount you originally invested. When a company raises its dividend, your yield on cost rises, even if the yield on the current price stays the same.
US companies usually pay quarterly. Many European companies pay once or twice a year. Some funds pay monthly.
This tool calculates with the assumptions you enter yourself. It is information and not investment advice.